Scott DeHaven, Peter Taylor and Brittany Logan • 31 May, 2023
Infographic: Evolution of US Acquiring Processing
Article Synopsis and Visuals Guide:
The US acquiring processing market is dominated by a select number of monolithic, legacy processors (visual #1)
The prolific M&A activity of legacy processors created fragmented, complex platform environments(visual #2); however, the collection of platforms also resulted in processors with breadths of capabilities that are difficult to replicate
Legacy processors’ platform fragmentation and relatively dated technology have created pain points for merchants and other industry stakeholders; cloud processing environments would rectify many of these pain points (visual #3)
While legacy processors are aware of how cloud acquiring processing would benefit some customers, several barriers have prevented or slowed legacy processors’ investment in cloud processing solutions (visual #4)
Cloud acquiring processing investment is building momentum in the US; incumbents and new entrants alike are modernizing acquiring processing (visual #5)
The US acquiring processing market is dominated by a select number of monolithic, legacy processors (visual #1)
The prolific M&A activity of legacy processors created fragmented, complex platform environments(visual #2); however, the collection of platforms also resulted in processors with breadths of capabilities that are difficult to replicate
Legacy processors’ platform fragmentation and relatively dated technology have created pain points for merchants and other industry stakeholders; cloud processing environments would rectify many of these pain points (visual #3)
While legacy processors are aware of how cloud acquiring processing would benefit some customers, several barriers have prevented or slowed legacy processors’ investment in cloud processing solutions (visual #4)
Cloud acquiring processing investment is building momentum in the US; incumbents and new entrants alike are modernizing acquiring processing (visual #5)
