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Peter Taylor and Ashita Sahu • 4 April, 2025

SaaS Embedded Finance Survey Results Part 1: Maturity Roadmap

Flagship recently completed a survey of 100+ North American SaaS platforms on their embedded finance businesses. We will be sharing key insights in a series of infographics. The first of the series focuses on embedded finance maturity.

Slide1-Apr-04-2025-03-17-08-1673-PM
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General Commentary & Highlights

  • Embedded finance takes years to perfect: There is a clear correlation between time in market and customer usage, suggesting that platforms take time to learn the ins-and-outs of effectively selling financial services into their install base.
  • Most platforms are looking beyond payments: Payments is the most mature embedded finance product, but most platforms expect to broaden their product menu over the next few years.
  • Lending is the next big thing: followed closely by issuing and banking services.

Please do not hesitate to contact Peter Taylor at Peter@FlagshipAP.com with any comments or questions.