Earlier this year, we completed a survey of 100 NA SaaS platforms on their embedded finance businesses. We are sharing key insights in a series of infographics. The third in this series focuses on embedded finance product advantages.
Today
1. Current % of Company Profits Generated by Embedded Finance
2. Current Offering of Embedded Finance Products
- There is still significant embedded finance upside. Most respondents generate <41% of total gross profit from embedded finance. Leading platforms have demonstrated significantly greater profit generation potential in some verticals.
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Additionally, over half of respondents report that <60% of their clients use embedded finance products.
Tomorrow
3. Expected Growth of Embedded Finance Profits in the Next 3 Years
4. Expected Roll-Out of Embedded Finance Products In the Next 3 Years
- Leaders are bullish on embedded finance. Nearly 90% of embedded finance leaders expect embedded finance revenues to increase as a % of total over the next three years.
- 35% of leaders expect embedded finance revenues to significantly outpace totals.
- Business lending, card issuing and consumer lending are the top 3 embedded finance products expected to launch in the next 3 years.
Please do not hesitate to contact Peter Taylor at Peter@FlagshipAP.com with any comments or questions.